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The next time you unlock the door to your house, picture yourself unlocking a vault of cash reserves. That's what home equity really is. Tap into this resource with an evergreenDIRECT CU home equity loan. Our low rates and convenient terms help you take care of important expenses — like bringing that dated kitchen into the 21st century. Contact us to get started!

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  • Competitive rates for several short-term or one-time needs:
    • Major life events
    • Home remodel projects
    • Debt consolidation
    • And much more!
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • The interest paid might be tax deductible*
  • Debt Protection Plan available
  • Local Western Washington decision-making and processing
  • Helpful, customized service throughout the entire process

Keeping Our Members Safe

Learn more about the Safe Act and what it means to our members.

*Consult a tax advisor.
*Minimum $10,000 new loan or $10,000 cash out on EDCU refinance transactions. Lesser amounts are subject to a $350 origination fee. Members without qualifying checking account will pay an origination fee equal to $35 per year the loan is amortized. We charge a Document Preparation Fee of $50 at opening. You are also responsible for 3rd party fees that generally range from $275-$1,100.

Open an Account

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Apply for a Loan

We make applying for a loan easy! Start the process online today.