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Personal Loans

From buying a boat to refinancing student loan debt, we have the loan to meet your needs.

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Because we’re here to help you do more of what you love.

50% Off Loan Refi

Got a loan from a different institution? You’re paying too much interest.

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Get Paid a Day Early

Payday comes early to our members who have Kasasa Checking.

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Take 2

Skip two consumer loan payments a year — and never pay a cent in fees.

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Skip Payment

Need more breathing room in your budget? Skip another loan payment!

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Check Out Our Blog

Is a Cash-Out Refinance Right for Me?

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How To Save on Further Education

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You're Making Us Blush

"Best credit union ever, and amazing people that work there... going in my 17th year of membership, will never change."
– Suzan M.
I recently came in to eDCU for just a weekly deposit when I noticed the refinance deal for up to 50% off of my rate. Having just purchased a new car, I figured I?d ask about it. I was immediately helped. Mary took on the giant task of helping to refinance my auto loan and all of my 14 credit cards. She walked me through every step of the way, answering all of my questions with an almost immediate response. eDCU rocks for sure! Never before have I felt so at home and comfortable at a financial institution. You all are so great and personable. I would most definitely recommend eDCU to my family and friends. In fact, most of them already bank with you. Thank you for all you do!
– D. Hansen
"I went from having no credit to getting a Perks Visa improving my credit and from living in an apartment to using by VA benefits and buying a home. Thank you."
– Harry B.

Feeling a little left out? Enjoy the benefits of eDCU for yourself.

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Open an Account

A little info and a few minutes are all we need.

Apply for a Loan

Save time — and trees. Start your application online.