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Stop lining your landlord's pockets — start pocketing yourself some equity! (See what we did there?) If you're ready to put down roots, eDCU is here to help. We have low rates to buy your dream home. Already own a home? We also offer refinancing to lower your mortgage payments. Live life on your terms — contact us today!

  • Competitively low rates for home purchase or refinance
  • Available for primary residence, second homes, vacation homes, or investment properties
  • A wide range of terms customized to your situation
  • Several financing programs available:
    • Fixed rate mortgages
    • Adjustable rate mortgages (ARMs)
    • USDA Rural Housing Loans
    • FHA Loans
    • VA Loans
    • Conventional Loans
  • Helpful loan advisors with working knowledge of the local real estate market
  • Free pre-approval for extra confidence when it comes to securing financing
  • Refinance your current home to potentially lower your rate
  • Attentive, friendly service from start to finish from our mortgage partner

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Learn more about the Safe Act and what it means to our members.

Open an Account

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Apply for a Loan

We make applying for a loan easy! Start the process online today.