Holiday Skip
Want to put a little extra cash in your pocket by skipping your November, December or January consumer loan and/or Perks Visa® credit card payments?

What if the next time you turned on the shower a stream of cash came out? That's kind of what a HELOC is like. We use the TLC you've shown your home as collateral for a line of credit, giving you access to affordable funds on tap. Spend as much or as little as you need — and pay interest only on what you use!

  • Competitive rates for several ongoing or seasonal needs:
    • Education expenses
    • Major home improvements
    • Emergency reserve
    • And much more!
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • Re-use without re-applying
  • Easy access online, by phone, or in person
  • The interest paid might be tax deductible*
  • Debt Protection Plan available
  • Local Western Washington decision-making and processing
  • Helpful, customized service throughout the entire process

Keeping Our Members Safe

Learn more about the Safe Act and what it means to our members.

*Consult a tax advisor.