IDCheck: New Verification for Out-of-State Shared Branching
Due to a new CO-OP Shared Branch network policy effective May 1, 2025, members who use out-of-state Shared Branch locations must have their out-of-state ID validated by IDCheck for any withdrawal of funds.
IDCheck is a tool designed to enhance security and streamline identity verification for shared branching transactions when visiting another state. This measure is designed to enhance the security of your transactions and protect your accounts from fraud.
How it Works:
Scan the QR code located in the branch or visit verify.coop.org.
Select your credit union’s name from a drop-down list.
Enter your member number and the last four digits of your social security number.
Upload a photo of your ID.
Take a selfie. Tip: Save your validation for an even quicker experience next time!
Show your one-time passcode to the teller (passcode is valid for 20 minutes).
Important Note: If you are unable to verify your identity, your out-of-state transactions may be limited or denied. This policy is in place to help prevent unauthorized access to your accounts.
