Skip to content

There are so many advantages to banking with evergreenDIRECT Credit Union that our most frequently asked question is, "How can I join?"

The answer is very simple.

Anyone who lives, works, or worships in Washington State, or is part of any school district in Washington State, is eligible to join evergreenDIRECT CU. Relatives of current members are also eligible to join, regardless of where they live. And once you're a member, you're always a member — even if you move away or change jobs.

What Makes eDCU Special?

We really do things differently around here. Our programs like "Get Paid a Day Early" give you access to your payroll and other direct deposits at least a day before they are scheduled to be posted.

Our "Refi 50" provides our members with the opportunity to refinance consumer debt you have at other lenders to eDCU at rates 50% lower you're currently paying.

Then there is "Take 2" and that gives you 2 months free of loan payments every year! It's New. It's Different. It Rocks!

Join Us Today!

We make joining easy. You can join online — it just takes a few minutes. Or you can call us during regular business hours at 360-943-7676 or toll free at 800-327-4286, or simply visit us at one of our offices.

Once you have become a member, you can take advantage of all the benefits of being an eDCU member and find out for yourself why #eDCUrocks!


"Absolutely the best credit union ever! They've helped me refinance and decrease my truck loan interest rate and also got me a great rate on my new Polaris UTV. Can't say enough about the awesome staff and family feel at EDCU. I've been banking with them for over 16 years."-Brian E.

"Best credit union ever, and amazing people that work there…going in my 17th year of membership, will never change." — Suzan M. 

"Wonderful people!" — Patsy S.

"Best credit union around!" — Colleen S.

"I have been a member since April 2008. As a bank/credit union with a car loan and a Visa, they ROCK!" — Michael H.

"I don’t know how to thank you. Your email was awesome and the most helpful out of everyone and every institution we’ve inquired with. We look forward to rebuilding out credit with your help. Again, much appreciated." — J 

"I just wanted to inform you of how extremely pleased I am with Dawne’s outstanding customer service skills and how caring she has been in helping me during a current loan approval process." — K 

"Love love love this credit union!" — P

"It was so nice, it took me a really long time to pick out a car and I loved that Mary didn't rush me at all and just told me she was here when I had found something I wanted. I really appreciated that, she was great to work with." — Sandra K.

"EDCU has made my life so much easier and totally reduced my stress about money. Now all I need is more!" — Vicki B.

Open an Account

A little info and a few minutes are all we need.

Apply for a Loan

Save time — and trees. Start your application online.