A little info and a few minutes are all we need.
Build savings automatically while earning a high rate of return.
Take all the pain out of saving with this wonderful account that does the work for you. Free Kasasa Saver® links to your free Kasasa Cash® or Kasasa Cash Back® checking to make saving effortless. When you earn cash rewards in your Kasasa® checking, those earnings transfer into Kasasa Saver. Kasasa Saver also pays up to 1.00% APY!*
- Free account that builds your savings effortlessly
- Links to free Kasasa Cash or Kasasa Cash Back checking
- Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
- 1% APY* on balances up to $20,000
- 1% to 0.50% APY on balances over $20,000 depending on balance in account*
- .05% APY* if qualifications are not met on Kasasa Cash or Kasasa Cash Back
- No monthly maintenance fee
- No minimum balance to earn rewards
- Free online banking & bill pay
- Free mobile banking with mobile deposit
- Free eStatements
- Free Visa® rewards debit card
- Nationwide surcharge-free ATMs via the CO-OP and MoneyPass ATM networks
- Get in-person service across the country via the CO-OP shared branch network
- NCUA insured up to $250,000
- No minimum deposit to open
Please note that you must be enrolled in eStatements to open and maintain this account.
It’s so easy to earn your rewards!
Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least one (1) ACH Payment or eDCU Bill Pay transaction(s)
- At least 12 debit card purchases
- Be enrolled in and log into online banking
And if you don’t meet these qualifications, don’t worry — your accounts are still free.
Plus, you’ll still earn our base rate on Kasasa Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.
*Kasasa Saver Savings. The Kasasa Saver Savings account is a tiered rate account and is available only to holders of a Kasasa Cash Checking or Kasasa Cashback Checking account. If you meet the minimum qualification requirements for your Kasasa Cash Checking or Kasasa Cashback Checking account during the monthly qualification cycle, balances up to $20,000 receive APY of 1.00%; and balances over $20,000 earn 0.35% interest rate on the portion of balance over $20,000, resulting in a range from 0.50% to 1.00% APY depending on the accountâ€™s balance. If you do not meet all of the minimum qualification requirements during the monthly qualification cycle for the Kasasa Cash Checking or Kasasa Cashback Checking account, a dividend rate of 0.05% with an APY of 0.05% will apply to the entire balance in your Kasasa Saver Savings account. A Kasasa Checking account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. APY = Annual Percentage Yield. Rates are accurate as of February 4, 2019. There are no recurring monthly maintenance charges or fees to open or close this account. You may qualify for monthly rewards if you meet the applicable minimum qualification requirements for monthly qualification cycle. To meet the minimum qualification requirements, you must: 1) make 12 Debit card purchases that post and settle your account; 2) have at least one (1) ACH Payment or eDCU Bill Pay transaction(s) post and settle; 3) be enrolled in and log in to Online Banking monthly. Monthly receipt of electronic statements are a condition(s) of this account. The monthly qualification cycle is defined as a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle. Account transactions may take one or more business days from the date the transaction was made to post and settle to the account. All transactions must post and settle during the monthly qualification cycle in order to qualify for the accountâ€™s reward. The following transactions do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union. We reserve the right to convert the account to a different checking account if the account does not meet qualifications to earn rewards for 4 consecutive qualification cycles. There is a limit of one Kasasa checking account per social security number. Contact one of our Account Managers for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.