*Kasasa Cashback Checking. For Kasasa Cashback Checking accounts, you will receive 3.00% cash back on purchases up to $250.00 in PIN-based/signature based debit card purchases that post and settle to your account if you meet the minimum qualification requirements during the monthly qualification cycle. A maximum of $7.50 cash back may be earned per monthly qualification cycle. In addition, we will refund up to $25.00 (max. $4.99 per single transaction) in ATM fees assessed at nationwide ATMs we do not own or operate. An ATM receipt must be provided for any ATM fee of $5.00 or greater to receive the refund. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within 60 calendar days of the withdrawal transaction. ATM refunds will be paid on the last business day of the month. If you have a Kasasa Saver Savings account, cash back earned on your Kasasa Cashback Checking account and ATM fees refunded to you will be deposited directly into your Kasasa Saver Savings account. If you do not have a Kasasa Saver Savings account, cash back earned and fees refunded will remain in your Kasasa Cashback Checking account. If you do not meet all of the minimum qualification requirements during the monthly qualification cycle, you will not earn a cash back reward and ATM fees will not be refunded to you. There are no recurring monthly maintenance charges or fees to open or close this account. You may qualify for monthly rewards if you meet the applicable minimum qualification requirements for monthly qualification cycle. To meet the minimum qualification requirements, you must: 1) make 12 Debit card purchases that post and settle your account; 2) have at least one (1) ACH DEBIT Payment or eDCU Bill Pay transaction(s) post and settle; 3) be enrolled in and log in to Online Banking monthly. Monthly receipt of electronic statements are a condition(s) of this account. The monthly qualification cycle is defined as a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle. Account transactions may take one or more business days from the date the transaction was made to post and settle to the account. All transactions must post and settle during the monthly qualification cycle in order to qualify for the account’s reward. The following transactions do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union. We reserve the right to convert the account to a different checking account if the account does not meet qualifications to earn rewards for 4 consecutive qualification cycles. There is a limit of one Kasasa checking account per social security number. Contact one of our Account Managers for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.*
Enjoy cash back on debit card purchases and refunds on ATM withdrawal fees.*
Have you ever had a checking account that charged you a monthly maintenance fee? If so, we’re here to make up for it with Kasasa Cash Back®. It’s free checking that actually pays you, instead of the other way around. You’ll earn 3.00% cash back on your debit card purchases, up to $90 per year ($7.50 per month).* You’ll even get refunds on ATM withdrawal fees, nationwide!
- Free checking that pays you back
- 3% cash back on debit card purchases*
- No category restrictions on purchases
- Cash back earned on up to $250 in purchases monthly
- Earn up to $90 cash back per year, $7.50 per month
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
- Link to free Kasasa Saver® to build savings automatically
- No monthly maintenance fee
- No minimum balance to earn rewards
- Free online banking & bill pay
- Free mobile banking with mobile deposit
- Free eStatements
- Free Visa® rewards debit card
- Nationwide surcharge-free ATMs via the CO-OP and MoneyPass ATM networks
- Get in-person service across the country via the CO-OP shared branch network
- NCUA insured up to $250,000
- No minimum deposit to open
Please note that you must be enrolled in eStatements to open and maintain this account.
It’s so easy to earn your rewards!
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least one (1) ACH DEBIT Payment or eDCU Bill Pay transaction(s)
- At least 12 debit card purchases
- Be enrolled in and log into online banking
And if you don’t meet these qualifications, don’t worry — your account is still free.
And you can get right back to earning your cash rewards the very next cycle that you qualify.