A little info and a few minutes are all we need.
Imagine it's the day before payday and you already have your paycheck in your pocket. At eDCU, you don't have to! We post direct deposits a day early and sometimes earlier than that!
- Get paid a day early*
- Direct deposits post as soon as we receive them
- No minimum requirements
- No service fee
- Does not earn dividends
- Unlimited monthly transactions
- Free online banking & bill pay
- Free mobile banking with mobile deposit
- Free eStatements
- Free Visa® debit card
- Nationwide surcharge-free ATMs via the CO-OP and MoneyPass ATM networks
- Get in-person service across the country via the CO-OP shared branch network
- Overdraft protection available
- NCUA insured up to $250,000
- No minimum deposit to open
*Depending on your employer's payroll procedure, your direct deposit may not be available prior to your actual payday.