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What could you live without: cable, phone, or groceries? We've all felt that financial pinch before. Here's a little relief. The next time you're strapped for cash, skip a payment on your eDCU loan or credit card. We're serious! You can skip one payment a year whenever you like — even if you've already used Take 2! Apply to skip a payment today!

  • Skip an eDCU loan or credit card payment once a year
  • Loan must be at least 6 months old and in good standing
  • Interest continues to accrue during skip period
  • Available even after using Take 2
  • Cash Flow loans and loans secured by real estate are not eligible
  • $25 fee per skip payment

The Holiday Skip is here! Put a little extra cash in your pocket by skipping your January consumer loan and/or Perks Visa® credit card payments. Requesting your Holiday Skip is as easy as a few clicks and a couple of minutes of your time. Simply complete the form and sign electronically.

Open an Account

A little info and a few minutes are all we need.

Apply for a Loan

Save time — and trees. Start your application online.