Skip to content

Yes, you read right. Refinance your auto and other consumer loans and even credit cards to eDCU for up to 50% off your current rate!* We noticed far too many members were paying way too much to borrow. So we decided to make a statement and 50% off is a pretty big statement, wouldn't you say? Let's see what we can do for you. It only takes a few minutes to apply.

  • Get up to 50% off your current consumer loan interest rate*
    • Military and first responders save an extra 10%
  • Refinancing available for auto loans, recreational vehicle (RV) loans, and personal loans
  • Reduce your monthly payment and overall interest by refinancing to a lower rate*
  • Reduce the number of years left on your loan by refinancing to a shorter term*
  • Local Western Washington decision-making and processing
  • Attentive, friendly service from start to finish

You do so much for our country and our community. We wanted to give a little something back. If you're an active-duty member of the military, a veteran, or a first responder, you can refinance a consumer loan from another institution and lower your interest rate by up to 60%!**

  • Get up to 60% off your current consumer loan interest rate**
  • Available to our bravest evergreenDIRECT CU members:
    • Active-duty military
    • Veterans
    • Police
    • Firefighters
    • EMTs
    • And other first responders
  • Local Western Washington decision-making and processing
  • Attentive, friendly service from start to finish

*All discount rates are based on actual current loan interest rate, not the Annual Percentage Rate (APR). eDCU loan rates are based on APR.  Rates are subject to change at any time. You can save up to 50% off your current rate unless your credit qualifies you for a better rate. Offer subject to a floor rate as low as 2.49% on Auto loans, 4.49% on other Secured loans and 6.70% on Unsecured loans for well qualified borrowers. Minimum amount is $5,000. Max term for secured loans is 84 months with qualifying collateral and unsecured loans is 72 months. Loans are granted on approval of credit, your interest rate is determined by your credit score and loan type. Terms are based on approval of credit. Limit TWO 50% OFF REFI DEAL loans per member. Payments and savings will vary. Real Estate loans and loans currently financed with eDCU are not eligible.

**All discount rates are based on actual current loan interest rate, not the Annual Percentage Rate (APR). eDCU loan rates are based on APR.  Rates are subject to change at any time. You can save up to 60% off your current rate unless your credit qualifies you for a better rate. Offer subject to a floor rate as low as 2.49% on Auto loans, 4.49% on other Secured loans and 6.70% on Unsecured loans for well qualified borrowers. Minimum amount is $5,000. Max term for secured loans is 84 months with qualifying collateral and unsecured loans is 72 months. Loans are granted on approval of credit, your interest rate is determined by your credit score and loan type. Terms are based on approval of credit. Limit TWO 60% OFF REFI DEAL loans per member. Payments and savings will vary. Real Estate loans and loans currently financed with eDCU are not eligible.

Open an Account

A little info and a few minutes are all we need.

Apply for a Loan

We make applying for a loan easy! Start the process online today.