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Yes, you read right. Refinance your auto and other consumer loans and even credit cards to eDCU at 50% off your current rate!* We noticed far too many members were paying way too much to borrow. So we decided to make a statement and 50% off is a pretty big statement, wouldn't you say? Let's see what we can do for you. It only takes a few minutes to apply.

  • Get 50% off your current consumer loan interest rate*
    • Military and first responders save an extra 10%
  • Refinancing available for auto loans, recreational vehicle (RV) loans, and personal loans
  • Reduce your monthly payment and overall interest by refinancing to a lower rate*
  • Reduce the number of years left on your loan by refinancing to a shorter term*
  • Local Western Washington decision-making and processing
  • Attentive, friendly service from start to finish

You do so much for our country and our community. We wanted to give a little something back. If you're an active-duty member of the military, a veteran, or a first responder, you can refinance a consumer loan from another institution and lower your interest rate by 60%!

  • Get 60% off your current consumer loan interest rate
  • Available to our bravest evergreenDIRECT CU members:
    • Active-duty military
    • Veterans
    • Police
    • Firefighters
    • EMTs
    • And other first responders
  • Local Western Washington decision-making and processing
  • Attentive, friendly service from start to finish
*All discount rates are based on present actual interest rate, not Annual Percentage Rate (APR). eDCU loan rates are based on APR. Current loans with evergreenDIRECT Credit Union will not be refinanced under this offer. Loans are granted on approval of credit. Rates are subject to change at any time. You will save 50% off your current rate unless your credit qualifies you for a better rate and subject to a floor as low as 2.49% on secured loans and as low as 6.70% on unsecured loans for well qualified borrowers. Your floor rate is determined by your credit score and loan term and could be different. All consumer loans are eligible for this promotion with the exception of loans secured by real estate. Interest rates are based on credit rating and your rate may be different. Minimum amount is $5,000. Maximum term for secured loans is 84 months; maximum term for unsecured loans is 72 months. Loan terms are based on approval of credit. Limit TWO 50% OFF REFI DEAL loans per member. Payments and savings will vary.

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