Imagine it's the day before payday and you already have your paycheck in your pocket. At eDCU, you don't have to! We post direct deposits a day early and sometimes earlier than that! DIRECT Checking also gives you six ways to earn dividends and waive the low monthly fee. Get your money — faster — open your account today!
Earn dividends on your entire balance and have the $3 monthly service fee waived if ONE of the following criteria combos is met:
- Have $1,000 in monthly direct deposits AND enroll for free eStatements
- Have $1,000 in monthly direct deposits AND have $2,500 in month-end savings balances
- Have $1,000 in monthly direct deposits AND have $2,500 in month-end loan balances
- Have $2,500 month-end savings balances AND enroll for free eStatements
- Have $2,500 month-end loan balances AND enroll for free eStatements
- Be under 22 years old
- Be 70 years old or older
If you don't qualify one month, don't worry. You'll still have a low-cost checking account with unlimited transactions and timesaving services. And you can get back to earning dividends with no service fee the very next month!
*Depending on your employer's payroll procedure, your direct deposit may not be available prior to your actual payday.