50% Off Loan Refi
Got a loan from a different institution? You’re paying too much interest.

You can get a credit card almost anywhere. So what makes the eDCU Visa® credit card different? We've got one of the lowest interest rates in the Pacific Northwest. But saving isn't as fun as spending. That's why we offer Swipe & Sign Rewards. Earn points on every purchase for gift cards, merchandise, and more!*

Details
  • No annual fee
  • Variable interest rate
  • No balance transfer fees
  • No cash advance fees
  • Swipe & Sign Rewards to earn up to 1.5 points for each $1 of purchases
  • Safe, secure worldwide and online spending power
  • Emergency travel assistance
  • Auto rental collision damage waiver
  • 25-day grace period on purchases to avoid finance charges
  • Payroll deduction or automatic transfer available for payment convenience

View the Visa Pre-Disclosure.

Swipe & Sign Rewards
  • Swipe & Sign Rewards let you earn points on every purchase*
  • Earn 1 point for every $1 spent up to the first $1000 each month
  • Earn 1.5 points for every $1 spent in purchases over $1000 each month
  • Redeem points for travel, gift cards, cash, merchandise and more
  • Manage your points online
Remote Control Cards
  • Enable/disable debit & credit cards whenever you want
  • Keep your eDCU account secure
  • Freeze your card to prevent fraudulent payments
  • Unfreeze your card once the threat has passed
  • Easily accessible via online and mobile banking
Verified by Visa

Gain the peace of mind that comes with added security when you shop online. Verified by Visa is a free and easy — but highly effective — service that confirms your identity when you initiate an online transaction.

You create an extra password that must be entered before a purchase is accepted. This way, even if your account number has been compromised, a thief can't use it at these online merchants.**

Enroll in Verified by Visa today.

*PIN based transactions do not earn points. Swipe your card and sign for the transaction to accumulate points. ATM-processed transactions do not count towards qualifying debit card transactions.

**Valid only with participating merchants.