Our Basic Checking Account is the alternative to our Owners Direct Checking for those unwilling to establish direct deposit. This account has no minimum balance and a low monthly fee of $3. The fee is waived for accounts when the primary member is age 22 or younger.
Switching Made Easy
Switching your checking has never been easier! Print our Checking Switch Kit to easily move your checking from your current financial institution to EvergreenDIRECT Credit Union.
In the event that you write checks in excess of your checking balance, EvergreenDIRECT provides two automatic overdraft protection options you can sign up for:
Your EvergreenDIRECT Credit Union VISA Credit Card can automatically be advanced in $100 increments and transferred directly into your Checking Account. Each time a transfer is made, your account is charged a nominal service charge.
If you do not have an EvergreenDIRECT Credit Union VISA, overdrafts can be covered by transferring funds, also in $100 increments, from your Share Savings Account. Federal regulations limit overdraft protection transfers from a non-transaction account, such as Share Savings Account, to six (6) per calendar month. Each time a transfer is made, your account is charged a nominal service charge.
Manage your overdraft protection via OnLine Banking.
How to Open A Basic Checking Account
A Basic Checking Account may be opened at any EvergreenDIRECT Credit Union branch or by calling 360-943-7676 or 800-327-4286.
